To me kids don't have anything like the opportunities we had. The debt they stand to run up at Uni pretty much overshadow and completely undermine any ambitions they might have. Think about this, a "succesful" career is only a possibility, whilst the debt is a certainty, so the odds are actually stacked against most kids doing what most of us boomers routinely did. Add to that the prices of houses, and that we are now realising all of our business as done to date literally destroys Earth, and it starts to look very different. I admire my 19 year old daughter no end for her determination to do uni no matter what, and I do all I can to encourage her for the value of the knowledge and skills she will pick up in any case, but I am pretty sure I would not have decided on my own path leading eventually to two degrees (The first one as a mature student didn't get me a job), if had been faced with the same intimidating prospects.
Tbh the main driver now for anyone, is simply to avoid eventually becoming homeless.
The security folk think, or thought they have in capital is on the way out, no matter how much they think they own, it is depreciating ever more rapidly for physical reasons I've described elsewhere (see "Kardashev Money").
In the end, I think we will find that folk reclused from society are actually not completely deactivated, but waiting patiently for a change that they know instinctively has to come, sooner or later, so why not enjoy the wait in the only ways remaining in the meantime?