Rowan, thanks for your response. I would be hesitant to call it UBI, though there might be some similarities. From what I’ve read about UBI, (Yang), it is seen as a kind of expense of government, whereas what I am talking about here is literally free money, it comes at no expense, because the money has zero value at source, it has no value as a stored asset, continually depreciating, so can only be converted to value by people, spending it every day.

The functionality of free money, which appears to be a real phenomenon occurring, could be optimised in the future by becoming something automatically issued by a machine, such as a personal cryptocurrency generator, which I’ve talked about in the past, it requires no dependence on government, but getting to that from our current ideas of money is quite a leap.

The key point to note about free money, is that it appears to be actually happening, despite the best efforts of governments and banks to stop it from happening, it is visibly diverging from asset values. All of our Western currencies appear to be sliding over the edge, together.

Hence it is free money, no-one can argue it costs anything to issue in bulk, and yet it continues to have value in the hands of consumers, provided it is transported to, and immediately consumed by them, so it has become something uniquely powerful for the creation of wealth.

As for the folk I’ve mentioned who’s conversation I’ve found inspirational, you would be included in the list, it isn’t intended to imply endorsement or even understanding of the story, only that the story is intended to address some of your concerns, which you might or might not be in agreement with.

I see everyone as stakeholders.

I’ve never had any exchange with Umair, as far as I can remember.

I will look forward to your comments :)