Like your story, and it's true in my experience also.
But it misses a detail, another vital ingredient; Energy.
Gotta have a guaranteed energy supply.
I guess you already have that, since you don't mention it.
We all need to metabolise about 3kWhrs a day, besides energy for creature comforts like aircon etc, to keep on living. Most of us get it by money.
We might forget this if we are lucky enough to have it guaranteed for the time we have left.
In that case, we can be free to have the big goals you mention.
But most folk don't have it.
Hence why I try to write how we can have it, all of us young and old alike, to have and just forget, whilst fixing the planet at the same time, so we can all just put it out of our heads.
You write about time, I write about energy.
Need both, so we might say our stories are complementary, and both necessary :)