Jared I agree with you above statement is true, and with the spirit of your suggested solution, that it should be illegal or impossible to profit from supply of necessities, but remember the approach of making it illegal has been tried on numerous occasions by "communist" societies, and found to end in tears.
I agree also that elites are doing everything they can to continue trying to exploit the situation as they did before, shifting all wealth towards themselves, away from the less privileged. To me they do that because they feel they have to, and we as individuals would maybe do no different in their position.
But this time there is a really important difference.
This time we are seeing it in the midst of obvious environmental deterioration, which is claiming the lives of millions.
If we agree that the financial debt actually translates physically to an energy deficit with our planet, representing the energy systematically removed from our planet by the ongoing processes of extraction, over thousands of years, then we might agree that the solution to that problem, has to involve paying back the energy deficit by using the energy of the sun.
The only way we can do that, is by issuing free money representing the free energy being received and put to use from the sun.
Consider the effects of that, on the possibilities of profiting by supply of necessities.
Why would anyone, who didn't want to supply something from just the goodness of their hearts, even continue in their formerly lucrative business, if they had unconditional, substantial funds, guaranteed forever, from elsewhere?
This would be the question everyone would be asking ourselves, even those whos usual business was "crime". If we didn't do it because we feel like we have to, then we wouldn't.
That solution would have the automatic outcome you seek to create by law enforcement of the prohibition of profiting by supply of necessities, but the laws being enforced would not save the environment, or do anything to address the plight of the millions dying due to climate disaster, poverty, and war around the world.
And as mentioned usually end in tears anyway.
So there is only one solution we should be talking about, that is to demand that free money as permanent solar product backed stimulus begin with no further delay.
That would achieve the fix you desire, as well as the bigger problem of us going extinct, it seems to me.