Indeed. But notice if we don't transition we are done. Not transitioning, say by refusing to move to money representing free energy, whilst the energy present in money issued as debt progressively depletes, will result in loss of the ability of money to transport energy. When it drops below that needed to maintain the 150 or so Joules per second that we each need to live, then we each expire.
This will most likely start with the poorest, finishing with the richest, and once it starts, the sweep will be very difficult to stop, because all hands are needed "to the pump", when the boat really starts to sink fast. How this might manifest to middle class people is loss of food in supermarkets because farmers or logistics workers have all expired, for example. How it might appear to the richest is by their private planes, that they thought would take them "somewhere safe", would be grounded due to breakdown of fuel supplies and maintenance crews, and even airports long closed.
As we can see, commercial air flight is "Dying back", it has been since loss of Concorde, and the space shuttle, for example. It will not be maintained by a few remaining relatively richer folk occasionally passing through in their planes.