If you look at cost of energy, which quantifies what you can physically do with a dollar, from the early seventies to date, you'll see the kWhr rate from goes from around 2.3 cents back then to as much as 28 cents now.
So a dollar is technically only worth less than a tenth of what it was.
The underlying loss of energy value in money is due to increase of physical difficulty of extraction. What we get out, in terms of energy is 1/10 of what it was in the seventies, relative to the energy put in.
What mainstream science misses, is that planetary temperature rise is directly related to the effort of extraction.
Mainstream science is distracted by greenhouse gases.
If you see where all this leads, you should realise this is the real juggernaut coming at us. This is what is causing Impending war and genocides already underway.
This is the outcome of being an energy scourge, unless we can stop it.
There is a way to stop it, which obviously includes sorting the problem of house prices vs income as a side effect of fixing the main problem, which is the energy problem.
The fix starts with issue of solar indexed stimulus.
This would give everyone funds for free, to be able to have houses for free, and it's what needs to be done, to put the energy value back into money, even though the energy was received from the sun for free.
But the value of houses, and actually all capital would drop to zero.
So we would be trading value of capital for value of money.
Life, any kind of life, requires that we repair the damage done to the planet.
That means undesertifying it, where we desertified it. We did this by constantly pushing up the temperature by all business for profit.
It turns out we could fix that, at current levels of population, ramping upwards for the next forty odd years, we would be back to goldilocks climate, no remaining desert. The net effect would be more living space per person worldwide, even with population expansion.
If we have more war, and/or more genocide, that will come at cost of more destruction, more temperature rise, and it will require more people using the right form of energy to put right.
So we are kind of burning the candle at both ends, until the common sense decision is made, to just start issuing the solar indexed stimulus.
Who really cares about capital value, when we can see all of this?