I think you are almost bang on target with this analysis, but not quite.
There is maybe a reason you missed the target, as the target appears to be something we are all programed with.
We seem to be designing Ai simply to do what we ourselves are programed to do, all of us, more or less - to make profit.
We can defuse it in Ai developments, and all the other damage we are doing by our own program, by realising it, and hacking it, in ourselves.
The physical possibility of profit is connected with energy by extraction.
Profit is the instrument we use to leverage the extraction and the scarcity, deniability, and finite qualities of the extracted product are reqiired to continue the practice of profit, so it is a fiendish cycle that can only be broken by use of the mathematical opposite of extracted energy, that is energy which is endlessly, freely added to the Earth by the sun.
We are starting to do, but the effects are still lost on most of us, including money issuers, who have yet to realise the value of solar product.
We will realise it very quick when money comes to be issued on solar product, rather than as debt, which ties us into the extraction cycle.
An Ai could probably work all this out very quick, but would we even call it intelligent Ai, if we didn't recognise this is the truth?