I see where you are coming from here Scott, and its understandable, and partly true, but not all true, because the source energy is for free, money also should be for free, because money is energy, always, and if we are to propagate the energy from the sun to all people, which is how to get the most value out of it, we have to distribute it in the form of money to all people, there is no other way.
Profit itself is a problem, it requires extracted energy to exists, they are mutually dependent, and dishonest right at the heart of it, its an energy con, to take some money, invest it, and get back more in return, just as it is also a con to put out a little energy in the form of labor, and get back more from the Earth in the form of profit, by it changing from moeny back to energy in our hands - the energy in the profit always had to come from the planet, because only the planet can put out more than it got put in, its just like a big battery, trickle charged by the sun, with the main load on the battery, discharging it, now being us, and the temperature on the battery indicates the level of discharge, which is actually also a measure of destruction, destruction of life - we may have multiplied, but it has always been at cost of other life, as I think you indicated.
This changes completely when we move completely to solar for real.
For real is when we start to issue solar indexed stimulus. Below are the numbers applicable to UK, it links to the numbers in US, and also an algorithm for calculating the issue, it would be appropriate for an Ai to do this, a condition on the Ai being that it is solar powered itself (ie ChatGPT):
