I guess you've never had a bank stop your money Tim. I have. My company was "collateral damage", as a result of embargo, Xmas of 2019, the embargo of Cuba to be exact, despite my bank being English, and us having anti-embargo laws in UK, and no beef with Cuba, my bank had US customers who took precedence, and for whom the bank broke UK law to uphold their embargo. I was stranded in Cuba with no funds, family had to give me the money to get home. Account was frozen for 18 months, well and truly long enough to bust my company several times over, and of course it did. After that happens to you, every penny / cent of your earnings, from your own labour, and the bank can just stop it, with no law or regulation to answer to, really, none, we realise our money is not ours at all, it belongs to the bank, they own it, and as a result, us. They are now the world's unappointed yet all powerful policemen.

I still appeal to them here in Medium, to "Do the right thing", by declaring all debt as an energy deficit to the planet, after all, if it wasn't for JP Morgan defunding Nikolai Tesla, we might not be in any environmental crisis, nor might we have had nuclear weapons, or two world wars, or well, just about every bad thing that has happened in the past 120 years or so.

But I know they won't, not ever, which means they will have zero creditability in the new world.