I agree with you that the problem appears solvable with sufficient education.

The education needed appears to be whatever it takes for all people to accept that energy and economy are intertwined in a way that all practices of profit and debt lock us into extracting the finite stored energy we live on from our environment, and our fellow humans.

The great Ponzi is actually an energy Ponzi.

All financial debt is actually an energy deficit to our planet, and even to our fellow humans (manifesting as colonialism, dehumanisation of races, etc)

Then we might realise that undoing it requires we begin living from energy other than that stored in our environment and surrounding souls.

There is only one, sunlight.

It appears to be happening with Bitcoin, though even most Bitcoiners seem yet to realise or accept it.

Every solar powered proof-of-work token punches a hole in the zero sum box.